Insurance Trackers for Company Vehicles — Reduce Fleet Premiums

Protect your fleet and lower insurance costs with approved GPS tracking and immobilisers.

Fleet discounts · LFM platform · Insurer approved · From £199 per vehicle

For UK businesses operating company vehicles, insurance premiums are a significant operational cost. Fitting approved GPS trackers and immobilisers can reduce fleet insurance premiums by 10-20%, while also improving driver safety and vehicle utilisation. LockCar’s LFM fleet platform provides insurer-accepted tracking and telematics, with professional installation across the UK.

How trackers affect fleet insurance premiums

Fleet insurers assess risk based on vehicle value, driver history, and security measures. Approved tracking devices demonstrate that vehicles can be recovered quickly if stolen, reducing the insurer’s potential payout. Some fleet policies require trackers on vehicles above a certain value (e.g., £30,000+). Telematics data on driver behaviour (speeding, harsh braking, mileage) can also qualify fleets for “usage-based insurance” (UBI) discounts. LockCar LFM provides all necessary data for UBI programmes.

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Not all trackers qualify for fleet insurance discounts. Insurers typically require Thatcham-approved or equivalent devices with professional installation certification. LockCar provides full documentation for your insurer.

What insurers require for company vehicles

Most UK fleet insurers (Aviva, AXA, Zurich, Direct Line for Business) require: professional installation (not DIY), devices that cannot be easily disabled (hardwired, hidden), and real-time alerting for unauthorised movement. LockCar One Plus meets these requirements with 4G GPS tracking, remote immobilisation, and tamper alerts. For mixed fleets (cars and vans), LFM provides a single dashboard for all vehicles.

10-20%Potential fleet insurance reduction

24/7Real-time tracking and alerts

£199From per vehicle for LockCar One

LockCar fleet tracking solutions

Fleet choice

LockCar One Plus — £259

4G GPS + immobiliser + dashcam

Insurer-accepted tracking with remote immobilisation. Real-time alerts, driver behaviour scoring, and LFM dashboard integration.

LockCar Duo RH Plus — £359

4G dual-camera + telematics

Front and driver-facing cameras for fleets. Monitor driver fatigue and distraction alongside vehicle tracking.

Will my fleet insurer accept LockCar trackers?

Most major fleet insurers accept professionally installed LockCar devices. We provide installation certification and can advise on which device meets your insurer’s requirements.

What is the LFM Fleet Platform?

LockCar Fleet Monitoring Platform is a web dashboard for managing multiple vehicles. It centralises location, immobiliser status, driver behaviour, and camera feeds.

Fleet tracking — UK wide